Investment Planning
The Golden Window
In dealing with the financial matters of clients as they pass through their lives, we have come across a specific time that can be extremely beneficial from a tax perspective.
It Was the Best of Times, It Was the Worst of Times
A Look at Diversification
Diversification is an investment principle designed to manage risk. However, diversification does not guarantee against a loss. The key to diversification is to identify investments that may perform differently under various market conditions.
Our approach to investment planning relies on core principles developed and tested since the inception of our firm. These principles are:
- Asset allocation provides the foundation to managing portfolio risk and return potential;
- Tax efficiency and asset location are critical;
- Portfolio expenses must be scrutinized;
- No single money management firm can be all things to all people; and
- Our most important role is to be an objective advocate. Our goal is to control costs, be tax efficient and manage risk. This provides an effective way of helping achieve your financial goals.
We leverage the power of technology to drive our disciplined five-step investment and implementation process:
- Step 1 - Advice and planning
- Step 2 - Portfolio modeling, analysis and design
- Step 3 - Investment Policy Statement (IPS) development planning
- Step 4 – Implementation through asset management
- Step 5 - Ongoing monitoring, due diligence and reporting through our investment advisory programs.